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Home financing · no sign-up

What does your home really cost?

Enter your key figures and see your possible monthly payment. What makes it special: through one platform I request offers from several hundred banks for you and pull out the cheapest suitable one. You have just one request and one contact.

Your key figures

Rule of thumb: at least the incidental purchase costs, so around 10 percent. Not sure? Just leave it as it is.
More repayment means a higher monthly payment, but you are debt-free sooner. The classic range is 2 to 3 percent.
The calculator uses an example borrowing rate of 3,35 % (best offer) up to 3,68 % (as of the calculation date). You only get your real rate from the personal comparison; it depends on market conditions, the property, and your credit standing.
Your possible monthly payment
0 €
cheapest from the bank comparison
Loan amount 0 €
Loan-to-value of the purchase price 0 %
Interest and repayment per year 0 €

Ready for your personal rate offer?

Answer a few short questions, then I request offers from more than 500 banks for you and get back to you with your best one. Free of charge and without obligation.

Secure your rate offer

Simplified model calculation, not advice and not a binding financing offer. Assumptions: monthly payment from the borrowing rate plus initial repayment on the loan amount, example borrowing rate 3,35 % to 3,68 % depending on the bank. Incidental purchase costs (real estate transfer tax, notary, agent), your credit standing, and the property value are not included and affect the real terms. Your actual financing may differ. That is exactly what the personal conversation is for.

How I work

One request. Many banks.

500+
Banks and financing partners that I compare for you with a single request.

Otherwise you would have to apply to each bank separately, submit documents multiple times, and compare terms yourself. Through one financing platform I do this in a single step and pull out the cheapest suitable offer for you. Even small rate differences decide over thousands of euros.

A selection of the banks whose terms I compare for you.

Deutsche Bank
Commerzbank
HypoVereinsbank
ING
DKB
Postbank
Santander
Sparkasse
Volksbank
Sparda-Bank
and many more banks
Example range of your monthly payment across the banks
0 € best offer 0 € most expensive
Without a comparison, in this example you quickly pay 0 € more per month, which is 0 € over ten years. That is exactly the difference I pull out for you.

Mortgage rates · data from Deutsche Bundesbank

How have mortgage rates developed?

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Even before you buy

Still too little equity? Bausparen builds it up.

Want to buy only in a few years, or lock in a low rate for later? With a Bausparvertrag (combined savings-and-home-loan contract) you build up equity in a plannable way, take state subsidies along the way, and freeze the loan rate today. Save 1 €, use 2,50 €.

Go to the Bausparen page

In four steps

From the idea to the keys.

01

Your key figures

We look at the purchase price, your equity, and the monthly payment you can comfortably carry. That sets your realistic frame.

02

The bank comparison

Through the platform I request the terms of more than 500 banks for you. One request instead of many separate paths.

03

Your best offer

You get the cheapest suitable solution laid out clearly, including subsidies such as KfW when they fit.

04

One contact

I guide you from the request to the payout and stay at your side afterwards too, for example with follow-up financing.

As a financial advisor for the DVAG and a registered mortgage credit intermediary under Sec. 34i GewO (German Trade Regulation), I coordinate your financing from start to finish. Bausparen as a building block for equity and rate security is something we factor in during the personal conversation.