Gold savings plan
Save physical gold each month – up to the exclusive 50 g premium gold bar „Made in Germany“.
from 25 € / monthWealth building · Gold
When everything grows more uncertain, what remains is what counts.
Inflation, crises, endless debt – and your savings? In the account they're often just a number that loses purchasing power every year. Real, physical gold is something you can truly own: step by step, from just 25 € a month, through the exclusive DVAG partner Geiger Edelmetalle – and I'll guide you personally along the way.
German manufacturer
TÜV-audited process
Your property, insured
The uncomfortable truth
Your money is working – sadly, against you.
What you hold in your account today will buy you less tomorrow. Inflation quietly gnaws at your purchasing power every year, while the number on your statement stays the same. Gold, by contrast, has for thousands of years been what remains when currencies come and go.
„A 20-mark gold coin from back then is worth three figures today. For the 20-mark paper note you'd get a few cents.“
Paraphrased from Geiger Edelmetalle – gold as an enduring crisis currency
What gold has really delivered
Over 10 % per year – since the euro exists.
Gold is not a promise, but a tangible asset with a long history. Measured in euros, gold and silver have developed impressively since the currency was introduced:
≈ 10,6 %
average annual performance(gold in euros, 1999–2025)
123,74 €
current Geiger gold price per gram(as of 02.07.2026, incl. premium)
≈ 9,9 %
average annual performance(silver in euros, 1999–2025)
1,87 €
current Geiger silver price per gram(as of 02.07.2026, incl. premium)
Source: gold and silver price history in euros (boerse.de), Geiger Edelmetalle. Important: Historical performance is not a reliable indicator of the future. Gold and silver prices fluctuate, and losses are possible.
The solution
Real gold. Real security.
Instead of paper values and certificates, you acquire physical gold – step by step, automatically, and it truly belongs to you. This is made possible by Geiger Edelmetalle, the exclusive precious metals partner of Deutsche Vermögensberatung: a German family business that produces in-house as a refinery and mint – with its own „Bundesrepublik Deutschland“ premium gold bar, complete with security features.
In 3 steps
This is how you build up – on autopilot.
1
Decide together
We discuss your savings rate (from 25 € a month) and your goal. No fixed term, adjustable at any time.
2
Save automatically
By direct debit, your gold moves into your holdings month after month – with no effort at all.
3
Own it securely
Your gold is stored insured and protected against insolvency – or you have it delivered to your home as a bar.
Your options with gold and silver
Three paths to your gold wealth.
Gold pension
Gold as a store of value for retirement – with staggered payouts on the dates you choose.
supplement to your pension
Direct purchase
One-time investment – exclusive 50 g premium gold bar with a security capsule and certificate of authenticity.
one-time investment from 250 €
And as a complement
Silver, the building block with more movement.
Silver is both a precious metal and an industrial commodity in one. It fluctuates more than gold, but over time it also brings more dynamism. As an admixture alongside gold, it adds extra diversification to your tangible-asset share.
- From just 25 € a month, one-time investment from 250 €, with no fixed term
- Real, physical silver from the very first installment, the exclusive 5,000 g premium silver bar „Bundesrepublik Deutschland“
- Stored in a tax-smart way in the Swiss bonded warehouse; VAT is only due on delivery to your home
Silver fluctuates more than gold. On delivery, taxes, fees, and shipping costs may apply (see the general terms of sale, AVB). Silver, too, is an admixture, not a cure-all.
Gold is the core, silver the complement. For real growth, broadly diversified investment funds → are added, step by step, entirely according to your goal and time horizon.
For every stage of life
When a gold savings plan makes sense.
Gold fits almost any occasion – as a gift that lasts, as provision, or as protection for your savings. A few typical examples:
For a new baby
A start in life that grows along over the years – for your child or grandchild.
Christening & birthday
A gift that lasts – instead of a toy that's soon forgotten.
For a wedding
A shared cornerstone for building wealth as a couple.
Retirement provision
A real tangible-asset building block against the pension gap.
Replace a savings book
Preserving value instead of the creeping loss of purchasing power in the account.
Equity for your own home
Build substance for the step into a home of your own.
For the self-employed
Security that stands on its own, when there is no occupational pension.
Inheritance & gifting
Invest larger sums in a value-stable way and pass them on to your loved ones.
Calculate for yourself
What your savings plan could become.
Set your savings rate, term, and an assumed performance – you'll get a non-binding example calculation right away.
Possible from just 25 € a month.
Optional starting amount, e.g. from 250 €.
Freely chosen assumption – no guarantee. For context: gold in € averaged about 10,6 % per year from 1999–2025.
Possible value at the end
–
Your contributions–
Possible value gain–
Final value in gold (today's price)–
Non-binding model calculation with a constant, freely chosen performance assumption and monthly contributions – no assurance of any performance. The gold price fluctuates, and losses are possible. Fees (e.g. storage/insurance) are not included. „Final value in precious metal“ converts the possible final value at the current Geiger price (gold 123,74 €/g, silver approx. 1,87 €/g, as of 02.07.2026).
Why you can rely on it
Verified quality – from A to Z.
TÜV Rheinland„Audited Process“ seal – from application to storage.
LBMA memberPart of the global association of leading precious metals producers.
Your propertyHeld separately, protected against insolvency, and insured.
Made in GermanyOwn smelting & minting facility, production with 100 % green electricity.
Your gold savings plan starts with a conversation.
Setting it up runs personally through me – we go through everything together, transparently and without pressure. Free of charge and without obligation, in Lüdenscheid or via video consultation.
Precious metals from Geiger Edelmetalle AG, brokered by Eduard Strekert, financial advisor for Deutsche Vermögensberatung AG, tied agent. Gold is a tangible asset and is subject to price fluctuations; past performance is not a reliable indicator of future development, and there is no guarantee of performance or preservation of purchasing power. Fees may apply for storage, insurance, and delivery. The respective product information and general terms of sale are decisive. Gold and silver price performance: boerse.de (in euros, 1999–2025).