Property & liability insurance

One policy protects your whole life.

Liability, household contents, your home, your car, your legal rights: these belong together. With Generali's Vermögenssicherungspolice (all-in-one property & liability policy), you bundle your personal coverage into one contract, with a best-performance guarantee and up to 25 % customer bonus. Together we look at what you really need.

1 policy

All modules under one roof: one premium, one contact person, one overview instead of many separate policies.

up to 25 %

Customer bonus that grows as you bundle more modules. Three lines of cover earn a 10 % discount, six already 25 %.

from day one

Thanks to gap coverage (Differenzdeckung), you switch without any gap. Your full protection applies immediately, even while an old policy is still running.

Coverage configurator

What fits your life?

Click what applies to you. In one minute I'll show you which modules make sense, no sign-up required.

Non-binding orientation, not advice and not an offer. Which modules really fit your situation is something we clarify together in a personal conversation.

The bundle · up to 25 % bonus

Vermögenssicherungspolice

All your personal coverage in one policy: liability, household contents, homeowners, accident, glass and more. With best-performance guarantee and customer bonus.

See everything in one policy →

Personal

Personal liability

One careless moment can get expensive. Damage to others covered up to 50 million €, with the whole family included.

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Home

Household contents

Furniture, tech, bikes and valuables at replacement value. With Optimal XXL, even your own clumsiness is covered.

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Home

Homeowners

Your biggest asset, properly protected: fire, tap water damage, storm and natural hazards, at index-linked replacement value.

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Mobility

Car insurance

Liability with 100 million €, comprehensive and partial cover with marten protection incl. consequential damage, new-car price for up to 36 months.

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Legal

Legal expenses

Being right and proving it in court are two different things. Lawyer and court costs through ADVOCARD, with unlimited coverage across Europe.

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Not sure where to start? That's exactly what I'm here for.

Example benefits and conditions (as of 2026), simplified and rounded. Solely the insurance terms and tariffs of the respective risk carriers apply, including Generali Deutschland Versicherung AG and, for legal expenses insurance, ADVOCARD Rechtsschutzversicherung AG. Your actual coverage is defined by your insurance policy document. Eduard Strekert is a financial advisor for Deutsche Vermögensberatung AG (DVAG), tied agent, and acts as an insurance intermediary under Sec. 34d GewO (German Trade Regulation). This page is non-binding information and does not replace individual advice.